You may not be as covered as you think.

In today’s world, we experience the unexpected quite often. As business owners, it’s difficult to predict when something might happen, from the small to the catastrophic. Sometimes, all it takes is one small incident to create a domino effect of consequences.

Owners of restaurants, bars, and nightclubs are often prone to staggering losses and devastating expenses when an incident occurs. It’s always unfortunate to find out after the fact that these losses and expenses are compounded by insurance coverage they thought they had—and didn’t. These inadequacies are often brought to light only when it is too late to increase coverage for a prior event.